Money can buy Happiness

Do you hate Mondays? Or maybe my question should have been, "Who doesn't hate Mondays?"  Apparently there are a small number of people who actually do NOT hate Mondays. Really? We work to earn money to pay for and buy the things that we need. Money pays our rent, our mortgage, our insurance, our loans. With …

Step out of the Shadows and Secure Your Future

Below is an extract from my new book, Secure Your Future, due for publication on the 3rd of March. It is available from Amazon. "Most people these days, when you tell them that their future is bright, will respond with a firm, "No, it is not!" Many of us feel that after what has happened …